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Golf Insurance 

Before you enjoy your golf, invest in the peace of mind that a specialist golf insurance policy covers you and your equipment, 24/7 and worldwide!

Golf Insurance Direct’s golf insurance is provided by specialist insurers Rubber Ring who are underwritten by AXA XL. Buy your golf insurance cover through us and have confidence you are in good hands.

Premiums start at just £29.99 for £2,500 worth of cover.

Golf Insurance

Golf Equipment Insurance

Our annual golf insurance packages cover your equipment including golf clubs, bags and other golfing accessories. Our insurance covers your equipment for damage, loss, or theft. In most cases golf clubs are not covered under home insurance policies when away from the home so ensure you have your golf equipment covered today with Golf Insurance Direct.

Our annual Golf Insurance Policy gives you the financial protection should a compensation claim be made against you. This includes accidental personal injury claims and also damage to a playing partner's equipment or a third-parties property. Our Golf Insurance Policy protects you world-wide, 24 hours a day, seven days a week on and off the golf course.

If you're interested in any of our Golf Equipment Insurance packages click the red button below:

Golf Equipment Insurance

Golf Equipment Insurance Pricing

Value of your
Golf Equipment

Annual Golf Insurance
£
29.99
  • Golf Equipment up to £3,500 24/7 & Worldwide Cover
  • Personal Liability up to £5m
  • See what else is covered

Golf Insurance FAQs

Are my clubs insured in a locker at the club?

Yes, they are insured as long as the locker is securely locked.

Is equipment covered ‘New for Old’ basis?

Yes, equipment replacement is on a ‘New for Old’ for ‘Life’ basis for items purchased new subject to satisfactory proof of ownership.

Do you really cover the drinks bar bill if I get a hole-in-one?

Yes, as long as you are playing in a recognised 9 or 18-hole medal or club competition and you spend the money in the club house this will be covered in your golf insurance policy.

What are the policy excesses?

There is a £50 excess on golf equipment, and unlike many golf club policies there is no excess on third party property damage or public liability claims. 

If you choose the Golfers Personal Accident option, there is a 24 hours deferment period in the event you are hospitalised. 

Would my buggy be covered if I store it at the golf club?

Yes, our golf insurance policy covers buggy theft as long as it is locked away in a secure room or locker. In the event of a claim, there would need to be evidence of a break-in.

Are my golf clubs covered against theft if I leave them in my car or van overnight, or in between rounds of golf?

Yes, as long as they are in a locked vehicle, and out of sight. There would need to be evidence of a break in.

What happens if I go abroad to play and my clubs are lost in transit?

All our policies cover you world-wide and cover your clubs in transit. You would obviously need to report this to the carrier and our policy included hire of golf equipment in the event of a claim. 

Will my price go up next year if I make a claim?

We don’t load policies individually in the event of a claim, if prices increase as a result of claims the prices will increase across the board. 

Which is the best golf insurance?

The answer to this question will often come down to your personal requirements and budget. Whilst some providers will offer incentives to buy their policy, we focus on offering greater benefits, such as 24/7 equipment cover and ultimate flexibility when it comes to paying for your policy, plus highly competitive premiums.

Do I need my original receipts to make a claim?

Original receipts, a Bank or Credit Card Statement or Valuation showing evidence of purchase or supporting document confirming purchase and ownership are required. If you do not have these claims will be dealt with on an indemnity basis.

Golf Travel Insurance

If you are looking for a travel insurance policy which also covers your golfing needs, our market-leading Golf Travel Insurance policy could be ideal for you.

All our policies come with up to £5m for Emergency Medical, Cancellation or Curtailment, Baggage Cover, Personal Liability, Delayed Departure, Missed Departure, Legal Expenses PLUS up to £7,500 of Golf Equipment Cover and £5m Golfers Liability cover. 

If you're interested in any of our Golf Travel Insurance packages click the red button below:

Golf Travel Insurance