Injuring another person
There have been countless instances of golfers hitting wayward shots which injure either other golfers or spectators. Take the example of Brooks Koepka’s mishit shot at the 2018 Ryder Cup, which struck a spectator and blinded her in one eye. Or the example of amateur golfer James Gordon, whose errant drive struck fellow golfer Anthony Phee, causing him to lose an eye and resulting in a £397k court case. These examples confirm how essential Public Liability cover is. Public Liability covers you if you injure somebody or damage third party property and are held responsible. Golf Care offer up to £5million of Public Liability to cover your incurred compensation or legal fees.
Injuring yourself
As well as others, you need to protect yourself. Whether it’s the ball hitting your teeth resulting in extensive dental treatment, or a fall which results in you being hospitalised, you could easily injure yourself. If you do, you need Personal Accident cover to ensure that you’re compensated. Golf Care offer up to £50,000 of Personal Accident cover to protect you if you’re seriously injured on the course.
Theft, loss and dam
As you know, your golf equipment doesn’t come cheap. Imagine, therefore, how frustrating it would be if it were badly damaged? This is a real possibility – in fact, accidental damage is by far the most common claim we receive.
Then there’s loss and theft to consider. The value of our theft claims has increased by 144% over the last three years. If your equipment were damaged, lost or stolen, would you be happy paying for repairs or replacements out of your own pocket? We’d guess not. That’s why all golfers need golf insurance cover.